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Tax Considerations >Tax Deductions

Here is a question which is often asked about real estate sales: which home loan fees are deductible for income tax purposes? It is good to know the answer to this question before you sign on the dotted line. It may influence which loan you will choose. Loan fees for certain services are not itemized on your fee statement, but are grouped together into a single category.

The most obvious deductible fee is the loan fee paid to acquire a mortgage for a principal residence. The IRS recently ruled that the buyer could deduct the fee in the first year, even if the seller paid it! Other deductions include pro-rated property taxes and mortgage interest. On these items, the buyer may only deduct their share.

Most of the other closing costs are not deductible, but you may add them to your home's adjusted cost basis when calculating appreciation. Among these costs are appraisal, attorney, and inspection fees, as well as title, recording and notary fees. Fire insurance fees are neither deductible nor do they figure into the cost basis. If you are not sure which fees are deductible, consult a professional tax advisor.

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Q	What famous American building was originally built in 1792, burned and rebuilt 1814-1818 and restored in 1952?
A	The White House in Washington, D.C., modeled after an Irish palace, is a sumptuous example of post-colonial architecture.
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FEATURED PROPERTY

Tudor in S.Mountain Section
Don't miss this 3 BR 1 1/2 bth sunlit tudor with beautiful detailing.
Location: Millburn, 50 Greenwood Dr.
Price: $669,000 Sold!Multiple Offers
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Sue Adler - Broker Agent Magazine article

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#1 KW Agent NJ & NY Region - #5 KW Agent Internationally

Sue Adler, REALTOR®, real estate agent and broker for Short Hills, Millburn, Summit and Maplewood New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Sue Adler Team
Keller Williams Realty
of Essex, Union, & Morris Counties
488 Springfield Ave
Summit, NJ 07901
Cellular: (973)464-9129 (call 1st)
Office: (973)376-0033 ext 101
Sue's Personal E Fax: 480-247-4891
Dawn-Transaction/Office Manager: (201)600-0257
Sue Adler: VIP@SueAdler.com
Dawn Preziosi: Dawn@SueAdler.com
Deirdre Silberman: Deirdre@SueAdler.com
Facebook: www.Facebook.com/sueadler
Linkedin: www.linkedin.com/in/sueadler

Meet Sue....

Sue not only grew up in the real estate business, but has sold over 1,000 homes.
In the challenging 2009 market, Sue sold more homes than any other full service agent in our midtown direct geographic area. She is the #1 Keller Williams Agent in New Jersey for dollar volume sold for 2005 through 2009, and attributes a large part of this to the success she's had with Relocation Buyers.

Sue placed in Keller Williams International (approx 75,000) for 2007. She is a "Certified Luxury Home Marketing Specialist" & a member of "Who's Who in Luxury Real Estate", which she earned for her performance in the high end market.

Sue's working knowledge & understanding of every aspect of the real estate transaction surpasses most, & her creative knack for internet lead generation and social media keeps her team's listings in the limelight,Â which means the GREATEST EXPOSURE for your home.

Sue and her team promise to be your best advocates throughout the entire buying and selling process, with the goal of earning YOUR future referrals. Need references? We've got HUNDREDS! Check out the "Client Testimonials" on this site, and call or email Sue for your confidential interview.

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