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"We both feel like it was her tenacity, market knowledge, persistence and love for what she does that sets her apart from her competitors."
Jennifer & Chris Anderson, Summit NJ
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First Time Homebuyers: Short Hills, Millburn, Summit and Maplewood New Jersey home buying, real estate listings, and homes for sale in Essex, Union And Morris County, NJ

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Make Sure You Choose Top expert who will educate you so that you know your options, & guide you so that you can make smart decisions.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Short Hills,Millburn, Summit, Chatham, and Maplewood/South Orange real estate expert, it's our job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. There's no obligation, and I promise to get back to you quickly...

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Titles >Joint Tenancy

When two or more individuals own property together, each one owning an equal interest and having equal rights in the property including the rights of survivorship, it is referred to as joint tenancy. Any of the joint tenants may transfer his or her interest in the property to another party, but this dissolves the joint tenancy and creates a tenants-in-common interest with respect to the other parties whose names are on the title.

The most important feature of joint tenancy is the right of survivorship. A joint tenant cannot will his or her interest in the property to others. The surviving joint tenant (or tenants) simply becomes the owner or owners of the property without going through the probate process, which can involve expensive legal fees and may take months to resolve.

It is important to get professional advice when you plan to buy and hold title to real estate with another person.

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Q	What is the least affordable metropolitan housing market in the United States?
A	California's Los Angeles-Long Beach-Glendale is currently rated as the most expensive metro area in the nation.
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FEATURED PROPERTY

SOLD-Lovingly maintained Victorian
Step back into time. This historic home is not zoned historic, but click more info to see what it looks like today!
Location: Short Hills
Price: $750,000 sold for $735,000
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#1 KW Agent NJ & NY Region - #5 KW Agent Internationally

Sue Adler, REALTORŽ, real estate agent and broker for Short Hills, Millburn, Summit and Maplewood New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Sue Adler Team
Keller Williams Realty
of Essex, Union, & Morris Counties
488 Springfield Ave
Summit, NJ 07901
Cellular: (973)464-9129 (call 1st)
Office: (973)376-0033 ext 101
Sue's Personal E Fax: 480-247-4891
Dawn-Transaction/Office Manager: (201)600-0257
Sue Adler: VIP@SueAdler.com
Dawn Preziosi: Dawn@SueAdler.com
Deirdre Silberman: Deirdre@SueAdler.com
Facebook: www.Facebook.com/sueadler
Linkedin: www.linkedin.com/in/sueadler

Meet Sue....

Sue not only grew up in the real estate business, but has sold over 1,000 homes.
In the challenging 2009 market, Sue sold more homes than any other full service agent in our midtown direct geographic area. She is the #1 Keller Williams Agent in New Jersey for dollar volume sold for 2005 through 2009, and attributes a large part of this to the success she's had with Relocation Buyers.

Sue placed in Keller Williams International (approx 75,000) for 2007. She is a "Certified Luxury Home Marketing Specialist" & a member of "Who's Who in Luxury Real Estate", which she earned for her performance in the high end market.

Sue's working knowledge & understanding of every aspect of the real estate transaction surpasses most, & her creative knack for internet lead generation and social media keeps her team's listings in the limelight,Â which means the GREATEST EXPOSURE for your home.

Sue and her team promise to be your best advocates throughout the entire buying and selling process, with the goal of earning YOUR future referrals. Need references? We've got HUNDREDS! Check out the "Client Testimonials" on this site, and call or email Sue for your confidential interview.

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NUMBER1EXPERT™ for Short Hills real estate NJ, Millburn real estate, Summit real estate and Maplewood real estate, New Jersey, Essex, Union And Morris County, home sale statistics
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